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Reverse Mortgage

A reverse mortgage is a big decision. Get free help from a licensed mortgage agent from The Laurin Team to guide you along the way and make sure you're happy that the decision is absolutely right for you.

Our advice is impartial and objective - we don't work for any bank or lender.

Get your free assessment and start your financial freedom today!

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With the recent changes to the mortgage rules in Canada, we take a moment to look back at the evolution of the mortgage, and to highlight these new changes and what they mean.

LOOKING BACK

BEFORE 2008

During this time, lending and mortgages were much more laid back! There was 100% financing available, 40 year amortizations, cash back mortgages 95% refinancing, 5% down payment required for rental properties, and qualifications for FIXED terms under 5 years and VARIABLE mortgages at discounted contract rate. There was also NO LIMIT for your GROSS DEBT SERVICING (GDS) if your credit was strong enough. Relaxed lending guidelines when debt servicing secured and unsecured lines of credits and heating costs for non subject and subject properties.

Read more ...

WhatClients Say About Us?

Thanks for being there for us Kevin. You pulled through when I needed it, and gave solid advice when I was struggling to find some.

-Robin K.