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Reverse Mortgage

A reverse mortgage is a big decision. Get free help from a licensed mortgage agent from The Laurin Team to guide you along the way and make sure you're happy that the decision is absolutely right for you.

Our advice is impartial and objective - we don't work for any bank or lender.

Get your free assessment and start your financial freedom today!

Mortgage & Financing Services

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19A Banner Road

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Mortgage Changes - Oh How Times Have Changed

With the recent changes to the mortgage rules in Canada, we take a moment to look back at the evolution of the mortgage, and to highlight these new changes and what they mean.

LOOKING BACK

BEFORE 2008

During this time, lending and mortgages were much more laid back! There was 100% financing available, 40 year amortizations, cash back mortgages 95% refinancing, 5% down payment required for rental properties, and qualifications for FIXED terms under 5 years and VARIABLE mortgages at discounted contract rate. There was also NO LIMIT for your GROSS DEBT SERVICING (GDS) if your credit was strong enough. Relaxed lending guidelines when debt servicing secured and unsecured lines of credits and heating costs for non subject and subject properties.

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WhatClients Say About Us?

I recently transferred my mortgage and worked with Gemma of the Laurin Team to complete the transaction, definitely the smoothest transaction I ever experienced. Everything was seamless, communication was prompt and I didn't even have to leave my home it done. I don't hesitate to recommend their service anytime I have the opportunity. They were also able to get me a very competitive rate which is saving me years on my mortgage. Street Capital has a great website which helps me manage my mortgage easily.

Thank you for the great service, something that is rare these days.

-Carole G.