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Renewing a mortgage is just as important as shopping for a mortgage. With the right terms and rates, renewing your mortgage with existing lender or a new lender can save you thousands of dollar in interest payment and help you pay off the mortgage faster.

Save Time and Money

Many homeowners stay with their existing mortgage lender for their renewal because they believe it is too time consuming to shop around for a better rate. Homeowners believe this is the simplest way but it is not necessary the most cost effective way.

Common myths about mortgage renewal that are not true:

  • The offer from their existing lender is the best deal available
  • It will cost a lot of money to switch to another lender

The Laurin Team has working relationships with a wide range of mortgage lenders and therefore has advance knowledge on which product will be best suitable to your mortgage renewal. The Laurin Team will compare and negotiate the best mortgage renewal rates possible for you in the Ottawa Region or across Canada.

Changes in Priority

Many things could have changed since the start of your mortgage. During a mortgage renewal, The Laurin Team can help you asses your situation, needs and goals to tailor a mortgage solutions that best suit you.

Even if your mortgage is not up for renewal any time soon, there is still a very good reason to speak to The Laurin Team as rates and market conditions change in the Ottawa Region or elsewhere in Canada, your current mortgage may be costing you more than it should. It is may be possible for The Laurin Team to find options to save you money.

Your mortgage is one of your most significant investments, therefore, the mortgage renewal process should be taken with great importance and The Laurin Team can help.

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