First Home Mortgage
Owning a home is a big decision, one of the single largest purchases you will make, and getting off to a good start can make all the differences and could save you hundreds and thousands of dollar.
Know How Much You Can Afford
Before searching for your home, it is important to know how much you can afford and how much down payment you can need for your dream home.
The Laurin Team can help you to determine the affordable mortgage payment, mortgage down payment options, and help you in providing you with a mortgage pre-approval which will strengthen your negotiating position during a home purchase.
A mortgage pre-approval is a process in finding out how much you can borrow for a certain term and certain interest rates. While it is not a guarantee loan approval or a final decision, it provides a very good indicator on your mortgage outcome. The final decision will depend on a number of factors such as the appraisal of the home or property, results of any inspection and etc.
Start your mortgage pre-approval process here.
Finding The Right Mortgage
Each home purchase is unique and each mortgage is unique. A traditional bank mortgage does not necessary address all your needs or able to tailor a solution for you.
The Laurin Team with its experiences and access to over 30 lenders will be able to offer different mortgage packages while ensuring you are receiving the best mortgage term and rate for your purchase in the Ottawa Region, anywhere in Ontario or across Canada.