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Reverse Mortgage

A reverse mortgage is a big decision. Get free help from a licensed mortgage agent from The Laurin Team to guide you along the way and make sure you're happy that the decision is absolutely right for you.

Our advice is impartial and objective - we don't work for any bank or lender.

Get your free assessment and start your financial freedom today!

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Choosing Your Mortgage Amortization

Selecting the length of your mortgage amortization period - the number of years it will take you to become mortgage free - is an important decision that will affect how much interest you pay over the life of your mortgage.

While the lending industry’s benchmark amortization period is 25 years, and this is the standard that is used by lenders when discussing mortgage offers, and usually the basis for mortgage calculators and payment tables, shorter or longer timeframes are available – to a maximum of 35 years.

The main reason to opt for a shorter amortization period is that you will become mortgage-free sooner. And since you’re agreeing to pay off your mortgage in a shorter period of time, the interest you pay over the life of the mortgage is, therefore, greatly reduced.

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What Clients Say About Us?

I can’t say enough good about your service. As you can probably expect, going through this process as first-time buyers looks a bit daunting. From the second we were introduced to you the process was extremely well laid out. The next steps were always clearly outlined, you took the time to ensure we understood everything necessary to going through the mortgage transaction.

I’m struggling to even think of ways that this could have been made easier for us. You were always available, prompt and professional. You did exactly what you said you would at all stages of the process and helped ensure that we were armed with everything we needed to know to make decisions along the way.

-Jamie G.