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2016 changeofspaceDominion Lending Centres breaks down the new changes to the mortgage space, answering your most asked questions — What, Who and Why? — And how WE can help!

Why is the Department of Finance implementing these new changes?

These new regulations are aimed at protecting the financial security of Canadians and supporting the long term stability of the housing market in Canada.

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Download our PDF and read more about the changes.

 


 

ProfessionalsCanada.jpg.size.xxlarge.letterboxNavigating the real estate and mortgage processes with the help of an expert mortgage broker can help set your mind at ease when making one of the largest financial decisions of your life.

Mortgage brokers negotiate with lenders on behalf of borrowers daily, so they know the ins and outs of what’s really important when arranging the best mortgage product and rate based on the unique immediate and longer-term needs of each borrower.

Brokers have access to multiple lenders’ products — including offerings available through banks, credit unions and trust companies, as well as alternate and private lenders. This means more choice for you — and better access to a product and rate that will meet your specific mortgage requirements.

Mortgage & Financing Services

Fixed Rate or Variable Rate

The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments. You can sometimes expect a financial reward for going with the variable rate, although the precise magnitude will ebb and flow depending on the economic environment.

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What Client Says About Us?

I cannot express enough my appreciation for all your hard work to get me my dream home. I have to say that you really worked your magic for all of the challenges we faced throughout the process. The word is for anyone who knows you or deals with you is that you are amazing and you really know your business. I will have no reservations or hesitation to refer to you anyone I know who is looking for a mortgage or refinancing products. You provided me with your best which is top notch service and professionalism all the while putting me at ease to reduce a very stressful time.

-Dan B.

 

 

OurMortgage Rates

Terms Our Rates
Variable Rate 2.20%
6 Months 3.10%
1 Year 2.29%
2 Year 2.14%
3 Year 2.34%
4 Year 2.44%
5 Year 2.44%
7 Year 3.09%
10 Year 3.69%

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.
Rates published as of December 6, 2016

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